DiviTax Check — Dividend Withholding Tax Calculator for Non-US Investors

Dividend withholding calculator

Select your country of tax residence and enter your annual US dividends. The tool shows the 30% statutory default side-by-side with your indicative treaty rate.

Country of tax residence

Rates are indicative only — compiled from public treaty summaries. Countries not listed default to 30%.

Annual gross US dividends (USD)

Gross annual dividends–

Withheld at 30% default–

You keep (at 30%)–

Your indicative treaty rate–

Withheld at treaty rate–

You keep (at treaty rate)–

Illustrative difference–

General information only — not tax advice. Consult a qualified tax professional. Figures are illustrative estimates; your actual withholding depends on your broker, your W-8BEN status, and your personal circumstances.

US-domiciled vs Ireland-domiciled ETF

An illustrated side-by-side of the fund-level tax drag on the same dividend stream. US-listed ETFs are generally subject to 30% US withholding at fund level; Ireland-domiciled (UCITS) ETFs typically face a 15% treaty rate on US dividends they receive.

Annual dividends received by the fund (USD)

Gross dividends (illustrated)–

🇺🇸 US-domiciled ETF

Illustrative 30% fund-level drag

Withheld–

Net to fund–

🇮🇪 Ireland-domiciled (UCITS) ETF

Illustrative 15% fund-level drag

Withheld–

Net to fund–

Illustrative difference–

Illustration only — not advice. Actual fund-level tax treatment varies by fund structure, domicile, and the treaties in force. This comparison does not account for fees, tracking differences, currency, or your personal tax situation. General information only — not tax advice. Consult a qualified tax professional.

W-8BEN status check

A Form W-8BEN is generally valid for the calendar year it is signed plus three full calendar years, expiring December 31 of the third succeeding year. If it lapses, many brokers silently revert your withholding to 30%.

Date you signed your W-8BEN

…or its expiry date (if you know it)

Enter either date — expiry takes priority. Dates are stored only in this browser (localStorage); nothing is sent to any server.

Unknown

General information only — not tax advice. Validity rules can vary by broker and form version. Confirm your status with your broker or a qualified tax professional.

Want the full picture?

A personalized, in-depth after-tax dividend report on your actual portfolio.

After-Tax Dividend Report

$19 / report

Per-holding after-tax dividend breakdown
US ETF vs Ireland-domiciled (UCITS) comparison on your holdings
W-8BEN status check & expiry reminder setup
Educational report only — no tax advice

🧑‍💼 Human-prepared: every report is researched and written by a person and delivered within 48 hours — never auto-generated, never tax advice.

Join the waitlist

Get early access

Leave your email and we'll send you the full calculator first — plus early-bird access to the $19 in-depth report.

You're on the waitlist! 🎉

General information only — not tax advice. Consult a qualified tax professional before making any investment or tax decision. Treaty rates and tax rules change over time and vary by personal circumstances; all figures on this page are illustrative estimates. Nothing here promises refunds, savings, or any particular tax outcome.